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Every house is a home, we offer personalized solutions for all property types.
With a broad selection of coverage packages
available to homeowners, tenants and even
condominium owners – you can choose the
Insuranceland protection that will best suit
your needs. Supplementary coverage is also
available for seasonal/secondary residences,
boats and motors, jewelry and furs, musical
instruments, sports equipment and more.
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Additional Optional Coverage
Your personal property insurance policy has the flexibility to insure more than just your property.
Additional coverage is available for the following items:
- Boat and Motor
- Home Based Businesses
- Vacation Trailers
- Jewellery
- Students away at School
- Parents Living in a Retirement Home
This list is not a complete representation of the additional coverage available.
For more information contact our Sales Team.
Your Personal Liability
A Home Insurance policy provides coverage for more than just your home. In life, there are unforeseen events that can have a significant impact. Sometimes, these events may have a liability implication to you, your spouse or immediate family. Home insurance policies provide coverage to protect you in the event of a loss sustained by others where you may have a liability exposure.
Personal Umbrella
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Additional Liability Protection for the active family.
If you have an active family involved in community, sports or on a board of directors you should consider an Umbrella Policy.
What does an Umbrella Policy protect:
- Excess Personal Liability
- Family Protection
- Personal Injury Coverage
- "Drop Down" Coverage
- World Wide Coverage for Personal Actions
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Most policies carry a liability limit of $1,000,000. Our Umbrella Policy can increase that limit up to $5,000,000
This is how an Umbrella Policy can provide additional protection.
Excess Personal Liability Coverage over underlying Personal Habitational, Watercraft and Automobile Policies.
Family Protection OPCF 44R Coverage is included if it is provided by the underlying auto insurance policy.
Personal Injury Coverage Including bodily injury, and in addition: libel, slander, defamation of character, invasion of privacy, false arrest, wrongful eviction, malicious prosecution and humiliation. Also arising out of omissions of an individual acting as an Officer or Director of a non-profit organization.
"DropDown" Coverage Provides additional protection for personal injury claims that would not typically be covered by the underlying habitational policy.
Worldwide Coverage for Personal Actions Traditionally most insurance policies are limited to Canada and the Continental United States. This feature extends the underlying policies to allow for worldwide coverage for personal actions.
Call our office for free advice or a free no obligation quote on your home and auto insurance needs.
